Credit Engine Platform can develop your own branded online lending service quickly.
Covering the entire lending process
We provide a management website and a customer interface as a set, and provide functions ranging from application to debt collection.
More than 100 settings
In addition to business settings, repayment methods, interest calculations, visual settings, we can offer customer hearings, and customized designs to suit your services.
Reliability adopted by world-leading banks
Our system has been used by “LENDY”, the very first online lending service in Japan, Megabanks, Financial Institutions, and more.
About product specification
Build both corporate side and user-side sites as a set
Provides a consistent and high-quality UX by building a set of sites managed by financial institutions and sites used by users
Covering the entire process of online lending.
All functions necessary for lending are provided. Detailed customization can also be set individually.
1Application
Web / Mobile-friendly application interface enables hassle-free application
2Processing
Paperless verification and validation of customers with bank quality security
3Underwriting
Streamline credit assessment and quick decision making.
4Contract
Online contracts and processing management linked to core system
5Repayment
Automated collection process achieving higher collection rate as well as diminishing operator burden.
6Collection
User-friendly interface accepting flexible repayment from users. More efficient management of bank account.
More advanced features
Reports
Create reports in SQL. Customize reports to fit your needs.
Chat
Communicate with customers in real time.
Cloud Data linking
External customer data can be accessed for more precise assessment.
Unique examination model
Unique model based on online data. Customization using data from financial institutions is also possible.
Settlement
Configure the approval flow on the management website. Approvers and deadlines can be set.
Built on the Cloud
Short development period, cloud-based technology that meets high security and operational standards. Improvements and new features provided regularly.
Available services
Business loans
Customer loans
Mortages
Auto loans
Factoring services
Other services are available for a wide variety of products.
